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| Finance (Photo credit: Tax Credits) |
Everyone is different. That’s the beauty of life — but also one of its greatest complications. When two people fall in love, the meshing of these differences can be both fun and frustrating, especially when it comes to personal finance. That’s what Elaine has discovered. She’d like some advice on how to merge finances and philosophies with her fiancé. Here’s her story:
My fiancé and I are both very responsible with money — neither of us has any credit card debt or late fees on our records — but we have very different philosophies about money. I’ve always been a saver, and he’s always been a spender.I make around $25,000 a year, he makes about three times that. I always knew my chosen career field was not a profitable one, and have always saved with that in mind. He doesn’t enjoy his job as much as I do, and gets most of his joy in life from spending the money he makes on things he really wants. His purchases aren’t frivolous — he researches what he’s getting, waits until they are on sale to buy them, and uses them extensively once he’s bought them — but he does spend most of what he makes every month... Contiue to read.
I’m married and my wife and I pull in about 85% of the income. My opinion is that we are both married to the other, and that everything we own is 50% the other’s anyway. So, nowhere in that does it pan out that the person who makes more money should be allocated more resources. Proportional finances are the only way to go.
ReplyDeleteJust because one of the two doesn’t produce more income doesn’t mean that they are not a vital part in the marriage. There are other ways that people contribute, and if you keep the “Joint finances” mentality then you are diminishing the person who makes less financially.
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